How to make the most of the forgotten thousands in child trust funds

After HMRC urged young Britons to claim the windfalls from CTF accounts, we look at the best ways to maximise the benefits

Is there a pot of thousands of pounds out there with your name on it? HM Revenue and Customs is better known for demanding money than dishing it out, but last week it urged hundreds of thousands of young people to come forward and “cash in their stash”.

The tax authority says 671,000 people aged 18 to 22 have a child trust fund account that has matured, is worth £2,082 on average, and is sitting unclaimed. However, those 671,000 matured pots of cash represent a small fraction of the millions of child trust fund (CTF) accounts out there.

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